Public Liability Insurance | PLI
Broker Directory Article
Public Liability Insurance (PLI) in South Africa
Public Liability (PL) Insurance (or PLI), is vital for any company. If you work with clients or customers, or in public spaces, it’s important to protect your business against claims of accidental damage or injury caused during the course of, or in connection with, your business.
![]() Public Liability Insurance is recommended, if operating in public places |
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See News on Public Liability (PL) Insurance: |
• Planning a Construction Project: PL Insurance needed (April 06, 2017) • Shifts in the Liability Insurance Landscape (April 18, 2017) |
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Public Liability Insurance (PLI) is recommended for any business that interacts in public places. In every line of work, there’s always the potential for something to go wrong – and accidents do happen.If you are a business owner, then you should seriously consider having Public Liability Insurance. Your business or staff, may be held legally accountable to pay to a claimant for damage to other people or property.While Public Liability Insurance is not a legal requirement for some businesses, it should be considered essential, especially if members of the public will be interacting with your company in any way - that is, from customers receiving deliveries, to clients visiting your office, work done on your premises, or for a building/construction project. If your company performs manufacturing work, contractual work and maintenance at clients’ sites, then you may even be more at risk – a wide range of industry-specific business insurance packages are available as cover. There is a worldwide tendency and a growing number of legal actions being brought against business, where liability is claimed. The cost of these claims can be astronomical and ruin a business overnight. Being insured against these liability events may save a business from bankruptcy! Even if you are not found guilty of any offense, then the legal costs may still amount to thousands of Rands. Public Liability (PI) cover is fairly cheap, given the benefits you receive. Be smart and get a good broker to investigate and analyse your potential risks, with regards to public liability. In fact, the smartest thing you can do is -- Get a specialist broker to do it for you! |
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Also, note the following, with regards to Public Liability Insurance (PLI): |
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Public Liability Insurance: Industry-specific cover also available
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