The financial investment you have made in aquiring the household contents of your home, is likely to be considerable. Therefore, insuring your household contents, should not be overlooked. Even replacing the contents of a single room, could cost a fortune. Household Content Insurance is therefore absolutely vital. |
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What is normally covered by Household Content Insurance? It covers your personal belongings and possessions in your house. This cover includes furniture, clothing, jewellery, electronic equipment & appliances, rugs, curtains, removable paintings and mirrors, gardening equipment, garden furniture, handyman tools and sporting equipment. |
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Most Household Content Insurance policies would cover the following: |
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- Loss or damage of household content caused by theft or attempted theft (housebreakings & robberies);
- A fire or explosion;
- Acts of Nature (earthquake, wind, hail, storm, flood or snow);
- Impact from vehicles, falling trees, aircraft, etc.;
- Damage caused by bursting or overflowing geysers (i.e. water heating systems) or pipes;
- Liability to other people, including domestic employees.
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These options may be confusing... In fact, the smartest thing you can do is -- Get a specialist broker to do it for you! |
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